Rigorous Due Diligence is the foundation of every investment. At Halliday Investments, we believe that consistent performance begins with disciplined analysis. Our due diligence process is designed to uncover both risk and opportunity—ensuring that every asset we acquire aligns with our investors’ expectations for stability and return.

Our Due Diligence Process Includes

• Comprehensive Financial Review: Examining borrower performance, cash flows, collateral values, and repayment trends.
• Collateral Verification: Confirming title, property condition, valuation accuracy (BPO/appraisal), and lien position.
• Legal and Compliance Audit: Reviewing chain of title, assignments, endorsements, and regulatory compliance to mitigate legal exposure.
• Market and Economic Assessment: Evaluating local market trends, employment patterns, and neighborhood-level dynamics affecting asset performance.
• Performance Modeling: Stress-testing assumptions across multiple economic scenarios to ensure conservative underwriting and reliable outcomes.

How We Ensure Quality and Transparency

Our team combines data analytics, on-the-ground verification, and decades of experience to make informed, transparent decisions. Every investment passes through multiple layers of review and approval before capital is deployed.

Key Safeguards Include

• Independent Third-Party Reviews for valuations, title, and legal documentation.
• Standardized Scoring Frameworks that quantify credit risk and borrower behavior.
• Ongoing Asset Monitoring post-acquisition to confirm that performance aligns with underwriting assumptions.
• Clear Investor Reporting that provides visibility into the diligence findings and ongoing asset metrics.